Region 11 Benefits Co-op

  • The ESC Region 11 Benefits Co-op was formed to assist school districts and charter schools in providing a broad selection of voluntary benefits to their employees at a competitive cost. The selected Third Party Administrator for the Co-op is Financial Benefit Services (FBS) of Richardson, which has a long history in Co-op services in other areas of Texas.

    Governance of the Co-op is by a Board comprised of designates from each participating entity.
  • The voluntary benefits and providers offered by the Co-op are, but not limited to:

    Life, Disability, and Accident Insurance
    - Basic Life & Term Life Insurance
    - Accident Insurance through Loyal American
    - Cancer Plans through American Public Life
    - Disability Plans through Unum Provident
    - Vision Plans through Block Vision
    - Flexible Spending Accounts through MGM

    Dental Plans
    - DMHO through Guardian
    - PPO through Cigna with Hi-Lo Options

Contact Information

  • How to participate in the Co-op or general questions:

    Ravonne Allmon Smith
    Human Resources
    Co-op insurance providers or insurance coverage:

    Richard Peace

    Financial Benefit Services - FBS - (Third Party Administrator)
    2175 North Glenville Drive
    Richardson, Texas 75082