Region 11 Benefits Co-op
The ESC Region 11 Benefits Co-op was formed to assist school districts and charter schools in providing a broad selection of voluntary benefits to their employees at a competitive cost. The selected Third Party Administrator for the Co-op is Financial Benefit Services (FBS) of Richardson, which has a long history in Co-op services in other areas of Texas.
Governance of the Co-op is by a Board comprised of designates from each participating entity.
The voluntary benefits and providers offered by the Co-op are, but not limited to:
Life, Disability and Accident Insurance
Basic Life & Term Life Insurance through Ft. Dearborn
Accident Insurance through Loyal American
Cancer Plans through American Public Life
Disability Plans through Unum Provident
Vision Plans through Block Vision
Flexible Spending Accounts through MGM
DMHO through Guardian
PPO through Cigna with Hi-Lo Options