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Benefits Co-Op

The ESC Region 11 Benefits Co-op was formed to assist school districts and charter schools in providing a broad selection of voluntary benefits to their employees at a competitive cost. The selected third party administrator for the co-op is Financial Benefit Services (FBS) of Richardson, which has a long history in co-op services in other areas of Texas.

Governance of the co-op is by a board comprised of designates from each participating entity. The voluntary benefits and providers offered by the co-op are, but not limited to:

Life, Disability, and Accident Insurance
- Basic Life & Term Life Insurance
- Accident Insurance through Loyal American
- Cancer Plans through American Public Life
- Disability Plans through Unum Provident
- Vision Plans through Block Vision
- Flexible Spending Accounts through MGM

Dental Plans
- DMHO through Guardian
- PPO through Cigna with Hi-Lo Options

Get in Touch


To participate in the co-op or answer general questions, contact Ravonne Allmon-Smith, Human Resources Executive Director, at RAllmonSmith@esc11.net or 817-740-3651. For co-op insurance providers or insurance coverage questions, contact Richard Peace at richardp@fbsbenefits.com or 800-583-6908.