ESC Region 11 Benefits Co-op

  • The ESC Region 11 Benefits Co-op was formed to assist school districts and charter schools in providing a broad selection of voluntary benefits to their employees at a competitive cost. The selected Third Party Administrator for the Co-op is Financial Benefit Services (FBS) of Richardson, which has a long history in Co-op services in other areas of Texas.

    Governance of the Co-op is by a Board comprised of designates from each participating entity. Currently serving as Officers for the 2017-2018 board are:

    Chairman, Wes Eversole, Deputy Superintendent/Chief Finance Officer, Lake Dallas ISD
    Vice Chairman, Eric Cederstrom, Superintendent, Palo Pinto ISD
    Secretary, DeAnne Page, Executive Director of Financial Services, Castleberry ISD
    Member, Steve Clugston, Superintendent, Callisburg ISD
    Member, Kevin Noack, Superintendent, Palmer ISD
    Member, Todd Wood, Human Resource Director, Westlake Academy


  • The voluntary benefits and providers offered by the Co-op are, but not limited to:

    Life, Disability and Accident Insurance
    Basic Life & Term Life Insurance through Ft. Dearborn
    Accident Insurance through Loyal American
    Cancer Plans through American Public Life
    Disability Plans through Unum Provident
    Vision Plans through Block Vision
    Flexible Spending Accounts through MGM

    Dental Plans
    DMHO through Guardian
    PPO through Cigna with Hi-Lo Options

Contact Information

  • How to participate in the Co-op or general questions:

    Tiffany Green
    Human Resources
    (817) 740-3651
    Co-op insurance providers or insurance coverage:

    Richard Peace
    (800) 583-6908

    Financial Benefit Services - FBS - (Third Party Administrator)
    2121 N. Glenville Drive
    Richardson, TX 75082